What is an HPI check?
If you’re in the market for a used car, it’s essential to know its entire history. A car HPI check can provide valuable insights, including whether the vehicle has been recorded as stolen or written off, if there are outstanding finance agreements, or if it’s had a previous major accident.
Car HPI checks can also reveal if the car has had an incorrect odometer reading and alert you to any recalls or safety issues. While not a guarantee of a problem-free vehicle, a car HPI check is crucial in ensuring you make an informed decision about your purchase. So before signing on the dotted line, conduct a thorough HPI check for peace of mind.
What is the meaning of HPI clear?
HPI clear refer to checking a used car for previous damage before reselling it. This check helps to ensure a smooth transaction for both buyer and seller, as it discloses any previously undisclosed damage or accidents that may impact the value or function of the vehicle.
What is included in HPI Check?
Outstanding Finance Check: This check comprises information about the finance agreement and a number for the finance business agreement (where available). Purchasing a car with unpaid debt could be quite risky. Please read our guide to learn how to steer clear of purchasing a vehicle with unpaid loans.
Insurance Write-off (total loss): We investigate whether the car has been written off or declared a total loss, considering the type of loss and the date of the loss. When the cost of repairs exceeds the value of the car, insurance companies write off the car.
Police Stolen Check: To avoid falling prey to vehicle fraud, check to see if the vehicle you’re interested in is listed as stolen in the Police National Computer.
What does not include in the HPI check?
An HPI check, short for a vehicle history check, is often considered necessary when purchasing a used car. However, many people must realize that HPI-style checks only provide limited information. They do not include previous ownership information – an HPI check will not tell you if a leasing company or rental agency previously owned the car. They also need to provide information on outstanding finance or if the vehicle has been reported stolen.
While HPI checks may seem like an easy and cheap way to get information on a potential vehicle purchase, it’s essential to understand their limitations and supplement them with other research methods.
Can I get a Free HPI check in the UK?
While the term “free HPI check” may be a popular search term, there is no such thing as a free or free HPI check in the UK. The actual term you are looking for is a free vehicle history check offered by several automotive companies, including HPI, Experian, and the AA.
However, these free checks only provide limited information and offer a different level of detail than a paid check. So, while it may be tempting to go for a free option, it’s worth investing in a paid HPI check for more comprehensive and accurate information about a potential used vehicle purchase.
Remember that HPI also offers discounted checks for vehicles under a certain age or with fewer than a certain number of previous owners. In short, free HPI checks do not exist, but cost-effective options are still available for those looking to conduct their due diligence on a used car.
Is it possible to get a free HPI check through DVLA online?
Many car buyers wonder if getting a free HPI check through the DVLA online is possible. Unfortunately, the answer is no. The DVLA is a government agency responsible for registering and licensing drivers and vehicles in the UK, but they do not offer HPI checks.
An HPI check, also known as a history or background check, helps potential buyers understand a car’s past experiences with accidents and title issues. These checks can only be obtained through private companies that access databases and compile this information for consumers.
Which official HPI check costs you too much for a single review so? Instead, use dvlamotcheck to verify the vehicle’s entire history at the lowest price.
While these companies charge a fee for their services, having all the necessary information before making a potentially significant investment in a used vehicle is well worth it. So, while the DVLA may assist with registering vehicles, they cannot provide free HPI checks online.